Adjectivefinancial (not comparable) Positive financial Superlative none (absolute) Derived terms
Related termsFrom Wiktionary under the GNU Free Documentation License. Finance is the science of funds management. The general areas of finance are business finance, personal finance, and public finance. Finance includes saving money and often includes lending money. The field of finance deals with the concepts of time, money and risk and how they are interrelated. It also deals with how money is spent and budgeted. Finance works most basically through individuals and business organizations depositing money in a bank. The bank then lends the money out to other individuals or corporations for consumption or investment, and charges interest on the loans. Loans have become increasingly packaged for resale, meaning that an investor buys the loan (debt) from a bank or directly from a corporation. Bonds are debt sold directly to investors from corporations, while that investor can then hold the debt and collect the interest or sell the debt on a secondary market. Banks are the main facilitators of funding through the provision of credit, although private equity, mutual funds, hedge funds, and other organizations have become important as they invest in various forms of debt. Financial assets, known as investments, are financially managed with careful attention to financial risk management to control financial risk. Financial instruments allow many forms of securitized assets to be traded on securities exchanges such as stock exchanges, including debt such as bonds as well as equity in publicly-traded corporations. Central banks, such as the Federal Reserve System banks in the United States and Bank of England in the United Kingdom, are strong players in public finance, acting as lenders of last resort as well as strong influences on monetary and credit conditions in the economy. From Wikipedia under the
GNU Free Documentation License Is financial analysis and consolidating debt really worth it? Q. My boyfriend and I just had a financial analysis done but haven't gotten the results on our options yet. Is it really worth it to go through with this? Has anyone had experience on it? I mean we have debt but not so much we can't handle. On the other hand we are both mid-twenties and have no retirement savings started and we are not able to put much, if any, in our savings accounts. We will have the option to consolidate debt, start retirement accounts, have money to put in savings, and get better life insurance. Is this just a ploy for the financial company to prey on young people or is this real? Please help! Asked by AliyahMichelle - Tue Sep 25 19:22:14 2007 - - 4 Answers - 0 Comments A. Honestly, debt consolidation does not get rid of your debt - it just moves it around. If you have to pay these people to do this, don't. You can do this on your own. There is a great (and free!) plan to get out of debt, save for retirement, grow savings and retire a millionaire (it's just a matter of taking charge of your money and putting yourself on a budget). (like the guy before me who said it helped him - several times...well apparently he didn't get it right the first time if he needed to do it several times). www.daveramsey.com Dave Ramsey has helped thousands of families get out of debt and give them financial peace using a very logical and simple method. Good luck! Answered by Angelstar_BC - Tue Sep 25 20:15:31 2007 How do I get financial aid for my son if I also get financial aid? Q. What affects will my financial aid need have on his financial aid? This is for College. Asked by Pinky - Wed Nov 7 14:33:38 2007 - - 1 Answers - 0 Comments A. You both will still have to complete the FAFSA separately. Your FAFSA will just contain your income and tax information/savings, while your son's FAFSA will contain yours and his. So, his EFC will most likely be different than yours. You both will be answering a couple of questions the same: how many in the household and of those how many attending college. You can get a rough idea of what the EFC for both of you will be by using this calculator: The financial aid you both may receive will be different if you both are attending different schools. Schools use the COA (Cost of Attendance) in conjunction with the EFC to determine a student's financial aid. So the need may be different. No one here can really tell you for sure since… [cont.] Answered by caba - Wed Nov 7 14:57:25 2007 How do I find a financial adviser that specializes in funding education?
Q. I am an adult, non-traditional student and I have several financial decisions to consider, such as whether I should quit my job to go to school full-time, how to manage my current debt situation while I am in school etc. How do I find a financial adviser that specializes in funding education? Asked by alice_curiouse - Wed Nov 28 12:13:01 2007 - - 2 Answers - 0 Comments A. Hey Amber. Try visiting this site: It will allow you to type in your zip code, and then check boxes that apply to the particualr area you need your advisor to specialize in. It will then pull up a list of advisors near your area. Hope it helps! Answered by kcguy - Wed Nov 28 12:27:30 2007 From Yahoo Answer Search: "Financial"
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Norman, Jones, Enlow & Co.
Economica, Ltd.
J.F. 'Chip' Morrow